We collect only what you give us: your email address if you subscribe to the newsletter or contact us, and the details our payment provider shares to fulfil your order. Payments are processed by our merchant-of-record payment provider; we never see or store card numbers. We don't sell or share your data. To be removed, email us and we'll delete your records.
Digital products are delivered by download. Your purchase grants a single-property licence: use, edit, print and distribute the materials within one property. Resale or redistribution outside your property is not permitted. Refunds within 14 days of purchase — reply to your receipt.
Templates, spreadsheets and calculators are operational guidance, not legal, financial, or investment advice. Adapt everything to your property and market, and verify significant decisions with your own data and qualified professionals.